Minnesota Seniors- Protect Your Family From Costly Funeral Expenses
Trusted by Minnesota families for simple, affordable peace of mind.
Minnesota Seniors- Protect Your Family From Costly Funeral Expenses
Trusted by Minnesota families for simple, affordable peace of mind.
4.9 / 5 Out of 100+ reviews
Our Top-Rated Partners
Why Minnesota Seniors TRUST Golden Legacy Plans
Independent Agency
We compare plans from top carriers to find your best rate.
Affordable Coverage
Built for fixed incomes — simple, low monthly payment.
Guaranteed Rates
Your premiums never go up and your coverage never expires.
Local Agents, Not Call Centers
No call centers. Just friendly Minnesotans ready to help.
About Golden Legacy Plans
Golden Legacy Plans is an independent, Minnesota-based life insurance agency dedicated to helping local families protect what matters most — without breaking their budget. Because we’re not tied to one insurance carrier, we can compare multiple trusted companies to find the best coverage and price for you. Our team of licensed local agents takes the time to understand your unique needs and provide affordable, reliable coverage that gives your family peace of mind for years to come.
Lock In Your Rate for Life — While You Still Can
Rates for seniors are increasing nationwide. By locking in your plan today, you can guarantee your rate never rises and your coverage never expires — no medical exam required.
Most applicants qualify in just minutes — peace of mind starts today.
What’s Included in Your Final Expense Plan?
When you sign up for Final Expense Insurance, you’re not just getting affordable coverage — you’re ensuring peace of mind for your family. Here’s what’s included in most plans:
Funeral and Burial Costs
Helps cover expenses like your casket, memorial service, and burial so your family doesn't have to worry.
Medical Bills & Debts
Pays off remaining medical or personal expenses, easing the financial stress on your family.
Locked in affordable rates
Once approved, your monthly rate in guaranteed to never increase, even as you get older.
Flexible Coverage options
Choose a plan and benefits amount that fit your budget and family's needs.
Golden Legacy Plans Is a Trusted, Accredited Agency
We partner with Top-rated national insurance carriers and have earned a strong reputation for honesty, transparency, and care. Here's why Minnesota Families continue to trust Golden Legacy.
BBB Accredited
A+ rated for customer satisfaction and service.
Licensed Agents
All of our agents are fully licensed and highly trained to help you find the best coverage for your needs.
Years of Service
Over 5 years serving Minnesota families with care and respect.
Secure Your Family’s Future Today
Don't let you loved ones face the financial burden of final expenses alone. Lock in your affordable, lifetime coverage today. Rates never increase, and approval if often instant.
TESTIMONIALS
Hear From Other Minnesota Families Who Trust Golden Legacy Plans
"Golden Legacy helped me secure the coverage I needed without breaking my budget. It’s reassuring to know my family won’t be left with unexpected funeral costs."
Sarah W.
"I never realized how easy this process could be. The agents were incredibly kind and walked me through the whole thing. I feel so much more secure now."
James H.
"Affordable, simple, and a great service. Golden Legacy made it easy to get the right coverage at the right price."
Linda B.
"The process was quick, and everything was explained clearly. It gave me real peace of mind knowing my loved ones will be cared for financially."
Michael R.
"Golden Legacy’s team was patient, professional, and made sure I understood every step. Highly recommend their service for anyone planning ahead."
Karen D.
GOT QUESTIONS? LET'S ANSWER THEM!
Frequently Asked Questions
Final Expense Insurance is designed to help cover end-of-life expenses like funeral costs, medical bills, and other debts. It typically offers coverage amounts between $5,000 and $25,000.
You must be between the ages of 55 and 85 to qualify for coverage.
Coverage can cost as little as $40/month depending on your age and the amount of coverage you choose. We will work with you to find a plan that fits your budget.
No! Once you lock in your rate, your premiums will never increase. Your coverage will never expire as long as you pay your premiums.
Most people receive their quote within minutes of filling out the form. Our agents can help you choose the right plan immediately.
No, there is no medical exam required. Acceptance is guaranteed for seniors between the ages of 55–85.
If you miss a payment, you will typically have a grace period to make up the missed payment. However, it’s important to stay current to keep your coverage intact.
GET IN TOUCH
Get Your Free, No-Obligation Quote
© 2025 Golden Legacy Plans. All Rights Reserved.
Golden Legacy Plans is a licensed independent insurance agency based in Minnesota.
We are not affiliated with or endorsed by any government agency.
Licensed to offer life insurance products through multiple top-rated carriers.
For questions or support, contact us at 612-416-5141 or [email protected].