Don’t Leave Funeral Bills Behind - Affordable Protection for Minnesota Seniors

Get Guaranteed Final Expense Insurance Today. No Medical Exam. Acceptance Ages 55–85. Instant Quotes Available.

Protect Loved Ones

Peace of Mind

Lifetime Coverage

Why More Minnesota Seniors Are Switching to Golden Legacy

Compare Multiple Carriers to Find the Best Rate

Built for Fixed Incomes — Starting as Low as $40/mo

Rates Never Increase, Coverage Never Expires

Speak with Local Licensed Agents — Not Call Centers

The Average Minnesota Funeral Costs $10,000 - Will Your Family Be Ready?

Social Security only pays $255. The rest is on your family — unless you’re covered. Final Expense Insurance from Golden Legacy ensures your loved ones aren’t left with debt. Plans cover $5,000 to $25,000, with affordable fixed premiums.

TESTIMONIALS

Thousands of Minnesota Seniors Trust Golden Legacy

"Loved everything so far"

Golden Legacy helped me secure the coverage I needed without breaking my budget. It’s reassuring to know my family won’t be left with unexpected funeral costs.

– Sarah W., Minneapolis

"My life changed forever"

I never realized how easy this process could be. The agents were incredibly kind and walked me through the whole thing. I feel so much more secure now.

– James H., Rochester

"Highly recommend this"

Affordable, simple, and a great service. Golden Legacy made it easy to get the right coverage at the right price.

– Linda B., St. Paul

Lock In Lifetime Coverage - Limited Time Rates Available

Rates are currently at historic lows, but they won’t last forever. By locking in your plan today, you’ll ensure that your coverage never expires and your rate never goes up — no matter your health.

What You Get with Golden Legacy Final Expense Insurance

📊 Funeral & Burial Expenses - so your family doesn’t pay out-of-pocket

💳 Medical Bills & Debts - pay off remaining expenses

🔒 Guaranteed Rates - premiums never go up

📊 Flexible Plans - choose the amount of coverage you need

Golden Legacy Plans Is a Trusted, Accredited Agency

We work with multiple top-rated carriers and have earned a strong reputation within the industry. Here are a few reasons why our customers trust us:

BBB Accredited

A+ rated for customer satisfaction and service.

Licensed Agents

All of our agents are fully licensed and highly trained to help you find the best coverage for your needs.

Years of Service

Over 5 years serving Minnesota families with care and respect.

A Local Agency That Puts Your Family First

Golden Legacy Plans is an independent Minnesota-based insurance agency. We work with top-rated carriers — but we represent you, not them. Our licensed agents understand what families in Minnesota really need: honest guidance, simple options, and affordable protection.

Peace of Mind Today. Protection for Tomorrow.

GOT QUESTIONS? LET'S ANSWER THEM!

Frequently Asked Questions

What does Final Expense Insurance cover?

It helps pay for funeral costs, medical bills, and debts — up to $25,000.

Can I qualify with health issues?

Yes. Acceptance is guaranteed for ages 55–85. No medical exam.

Will my monthly premium ever go up?

Never. Once your plan is locked in, your premium is fixed for life.

Is this a government benefit?

No. This is private insurance from trusted carriers, offered through our licensed agency.

How fast can I apply?

Most people complete the quote in just a few minutes — and get same-day coverage options.

What happens if I miss a payment?

You usually have a short grace period to make it up. We’ll help you stay protected.

Is it really free to get a quote?

Absolutely. No cost, no obligation, and no pressure to enroll.

Don’t Leave a Financial Burden - Leave a Legacy

It only takes 60 seconds to get your personalized quote and secure affordable, lifelong coverage. Your family will thank you later.

Disclaimer: Golden Legacy Plans is an independent agency. We work with multiple trusted carriers. We are not affiliated with Social Security, Medicare, or any government agency.